Home loans, refinancing, commercial and asset finance — from a Newcastle brokerage that treats your goals as our own.
Finance That Keeps You Moving
Trusted by Homebuyers, Investors, and Businesses in Newcastle and Beyond
Circa Finance is a boutique brokerage offering home loans, refinancing, and commercial, development, and asset finance. Because we are a small firm, you work with the same broker from start to finish, someone who understands your circumstances, responds when you need them, and manages the detail on your behalf. We compare a wide panel of lenders, prepare and manage your application, and see it through to settlement.
Good finance comes down to understanding your options and having an adviser working in your interest. That is what we set out to provide.
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Commercial Finance
Commercial property, development sites and investment lending are our specialty. We structure funding for projects that fall outside the standard template, drawing on deep experience in this area.
Residential Finance
Whether you are a first home buyer, refinancing for a better rate, or purchasing an investment property, we compare a wide panel of lenders to find a home loan suited to your circumstances — and manage the paperwork on your behalf.
Asset Finance
From vehicles to business equipment, we compare lenders, structure the facility to suit your circumstances, and manage the process from application through to approval.
About Circa Finance
Founded in 2021 by Kim Cunningham, Circa Finance was built on a simple principle: clients deserve a broker who takes the time to understand their situation. Drawing on more than 20 years in finance, Kim established the firm to offer advice that is personal, considered, and always in the client's interest.
Today, with Client Manager Georgia Partridge alongside her, Kim runs a boutique brokerage assisting clients with everything from first home loans to commercial and development finance.
Testimonials
I couldn't recommend Kim and Georgia highly enough — an absolute powerhouse team who know how to get things done. They worked with me to refinance my mortgage, kept me informed every step of the way, and worked incredibly hard to achieve a fantastic result. If you're looking for a finance team that gets results, Kim and Georgia are your girls.
Nic Minter, Soqual Creative Agency
Working with Kim and Circa Finance to arrange finance for our company vehicle was a genuinely positive experience. She was professional, approachable, and took the time to understand exactly what we needed, guiding us through the process with ease. Thanks to her support, we secured a competitive solution that suited our business perfectly.
Tess Andoni, Revive Building Project Management
We worked with Kim and Georgia to secure finance for a development site — a complex deal involving multiple stakeholders — and they made the entire process feel seamless. Their communication and ability to navigate the complexities were exceptional, and we couldn't be happier with the outcome. A fantastic team who genuinely know how to get things done.
Kyle Bishop, Bishop & Hart
45+ lenders. One point of contact.
Contact Our Team
Book your complimentary initial consultation with Circa Finance today.
